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The following privacy principles were established to
maintain the security, integrity and confidentiality of your personal
financial information.
· The type of information we collect
· How is that information protected?
The
type of information we collect
We routinely collect and retain the information we obtain from your account
applications, transaction history (for deposits, loans, credit cards, etc.)
and from consumer reports. This information will help us:
- To establish and administer your accounts. (Example: We ask for
personally identifying information to protect your account from fraud.)
- To satisfy certain regulatory requirements. (Example: When you open an
account that pays interest, we are required by the Internal Revenue
Service to obtain your social security number.)
- Better understand you so that we may provide you with
additional or improved products and services. (Example: We require
information concerning your credit history and you assets to determine
if you qualify for loan approval.)
We do not share our current or previous customers'
nonpublic personal information with affiliates or with nonaffiliated third
parties except as permitted or required by law.
How
is that information protected?
Access to your personally identifiable financial information is limited to
employees with a specific business reason for utilizing this data. Our
employees are educated about the importance of maintaining confidentiality
and customer privacy. If necessary, we take appropriate disciplinary steps to
enforce our employees' responsibility to protect your very personal
information.
In order to prevent unauthorized
access to your information, we maintain security standards and procedures
that conform with industry practices. These security standards and procedures
are routinely tested to verify the integrity of our systems.
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